I know right now, people are really worried about the future of their business and their financial future for their families. But if you're an insurance agency owner, your future is pretty secure. People still need insurance and they're going to continue to have it. I was encouraged yesterday when I got a report that our Access Plus department's activity is way up. What does that mean? It means some insurance agents are selling insurance. See, people still need what we have to offer. This is a great time not to take advantage of anyone or the situation. But it's a great time to be reaching out to people, showing them what we can do to help them, and reassuring them in deepening relationships. If you'll do that, business will come your way. Something to think about.