For Independent & Aspiring Agency Principals
OAA helps independent insurance agencies earn more from the business they already write, through carrier contracts, profit-sharing structures, and compensation terms you couldn't sign alone. Members keep their book and their codes.
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The first SIAA master agency west of the Mississippi. That SIAA standing is what gives members access to income layers 04 and 05, the bonuses no solo agency can reach.
The Argument
A solo agency brings its own book to a carrier negotiation and asks for a fair contract. The carrier offers one, but the deal is sized to one agency, and the contract, the profit sharing, and the compensation all reflect that. Inside OAA, members keep full ownership of their book and their direct appointments and negotiate with the network's scale behind them, on the same footing as a national chain.
The Comparison
Five income layers for an independent agency writing $2M in annual premium, written solo and written through OAA. Illustrative figures. Your number depends on your book.
Both columns are gross annual income from carriers and the network, before OAA membership fees and before the agency's own operating expenses. The fee schedule is part of the conversation, not the table.
The real version of this table uses your premium, your carrier mix, and your state.
Get Your Number on a CallTechnology, AI & Coaching
Rater, management system, quoting workflows, and a straight answer on which AI tools actually work. The network chose them once for 170+ agencies, and they run for you from day one. See what the network runs →
Your Path Through OAA
Pick your stage to see how OAA works for an agency at that point.
Captives transitioning to ownership. Carriers, contracts, capital, a marketing motion, and a roadmap that shortens the runway.
Independents writing good business who need better contracts, retention, marketing, and operational discipline. Better upside on the book you already have.
Owners protecting agency value through EBITDA discipline, less owner dependency, succession planning, and legacy planning, well before a buyer asks.
Member Story
Situation
Established agency boxed in by a short carrier list, quoting fewer markets than its clients deserved and losing winnable business.
OAA Support
Network carrier appointments opened the markets the agency couldn't reach alone; OAA coaching worked the growth side.
Outcome
A carrier lineup that competes on every quote, and a book growing on business the agency used to decline.
Read More Member Stories“The shackles have been kind of removed and being better able to serve our clients with all the carriers we represent now has been life-changing in our business.”
Justin Peeler · Peeler Insurance
Take the First Conversation
Tell us about your agency (current carriers, premium volume, lifecycle stage) and we'll tell you what's possible through OAA. Thirty minutes. No obligation. Confidential.
Member-agency count, premium written, and footprint are One Agents Alliance network figures. Income comparisons on this page are illustrative models for a hypothetical agency, not member results and not a statement of any carrier's or the network's contract terms. Each figure is footnoted in full on the page where it is discussed.
